Dear [Lender’s Name],
I am writing this letter to certify that [Borrower’s Name] has consulted with me as their Certified Public Accountant (CPA) regarding their financial standing. After a thorough examination of their financial statements, tax returns, and other relevant documents, I can confidently attest to their financial stability and ability to pay off a mortgage.
As per my analysis, [Borrower’s Name] has a stable and consistent income source that is sufficient to cover the proposed mortgage payments. Their income is well above their monthly expenses, and they have shown excellent financial discipline by maintaining a good credit score.
Moreover, [Borrower’s Name] has a solid net worth and substantial liquid assets that could be used as a backup in the event of a financial emergency. They have been proactive in their financial planning, and have created a sound budget that they adhere to.
Based on the above factors, I believe that [Borrower’s Name] is a low-risk borrower and would be able to pay off the proposed mortgage on time without any issues. Therefore, I strongly recommend them for the mortgage they are applying for.
Please feel free to contact me if you require any further clarification or verification.
[Your CPA License Number]