sample disability appeal letter

Sample Disability Appeal Letter for Denied Claims

If your disability claim has been denied, use this sample disability appeal letter to fight for your rights and get the benefits you deserve.


Dear [Insurance Company],

I am writing to appeal the denial of my disability claim. I have been diagnosed with [medical condition] which has severely impacted my ability to work and earn a living. I have provided all the necessary medical records and information to support my claim, yet it has been denied.

I am respectfully requesting that you reconsider your decision and approve my disability claim. I have been unable to work since [date] and have been struggling to make ends meet. The financial burden has been overwhelming and I am in dire need of the benefits that I am entitled to.

I understand that the decision to deny my claim may have been based on a lack of understanding of my medical condition or the severity of my disability. I would like to provide additional information and documentation to support my claim and help you better understand my situation.

I have attached a letter from my treating physician outlining the extent of my disability and the impact it has had on my ability to work. I have also included recent medical records and test results that further demonstrate the severity of my condition.

I hope that you will reconsider your decision and provide me with the benefits that I am entitled to under my policy. I look forward to hearing back from you soon regarding the status of my appeal.

Thank you for your time and consideration.


[Your Name]

sample disability appeal letter

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